Welcome to MonKey

Modern personal finance management solution with AI integration, banking connectivity, and comprehensive analytics.

Budget Tracking

Track your expenses and income with detailed categorization and insights.

Multi-Currency

Support for multiple currencies with real-time exchange rates.

AI Insights

Get intelligent recommendations and financial insights powered by AI.

Latest Updates

Stay updated with the latest features and financial tips.

Emergency Fund: How Much You Need and Where to Keep It

Some things bring no joy but hold everything else together. An emergency fund is one of them. It is not an investment, not a dream jar, not a way to grow wealth. It is insurance. Money that sits idle and waits for the moment when life goes sideways: a layoff, an illness, a car breakdown, an unexpected move, a roof that suddenly needs replacing.

MonKey MVP v1: you can already get your money under control, and yes, via Telegram too

We are releasing the first MVP version of MonKey. This is the stage where the app is already genuinely usable, while the developer is still looking at it with the expression of someone thinking, "well, technically I wanted to quietly rework a few more things first, but fine, here we are." Still, this is a good moment: the foundation is there, the product is already useful, and some parts even feel a little bit like magic.

A Safe Personal Finance App Is Not One That Knows Everything About You

When people talk about the security of financial apps, the conversation almost always drifts toward encryption, tokens, certificates, and loud promises along the lines of "your data is safely protected." All of that matters. But if we speak honestly, not from the position of a marketing brochure but from common sense, the main question sounds different: what exactly will an attacker get if something goes wrong?

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